/* CompClaim Advisors — shared styles */
:root{
  --navy:#152A43;
  --navy-deep:#0E1D30;
  --amber:#F5A623;
  --amber-dark:#D98C0A;
  --paper:#FAFAF7;
  --ink:#1C2733;
  --ink-soft:#51606F;
  --line:#E3E6E9;
  --white:#FFFFFF;
  --green:#1E8E5A;
  --radius:12px;
  --shadow:0 10px 30px rgba(14,29,48,.12);
  --font-display:'Barlow Semi Condensed',system-ui,sans-serif;
  --font-body:'Barlow',system-ui,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{font-family:var(--font-body);color:var(--ink);background:var(--paper);line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--navy);}
.container{max-width:1080px;margin:0 auto;padding:0 20px}

/* Header */
.site-header{background:var(--navy);color:var(--white);position:sticky;top:0;z-index:50;border-bottom:3px solid var(--amber)}
.site-header .container{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:10px;color:var(--white);text-decoration:none;font-family:var(--font-display);font-weight:700;font-size:1.15rem;letter-spacing:.02em}
.brand-mark{width:34px;height:34px;border-radius:8px;background:var(--amber);color:var(--navy-deep);display:grid;place-items:center;font-weight:800;font-size:1.05rem}
.header-cta{background:var(--amber);color:var(--navy-deep);text-decoration:none;font-weight:700;padding:10px 18px;border-radius:8px;font-size:.95rem}
.header-cta:hover{background:var(--amber-dark)}

/* Hero */
.hero{background:linear-gradient(180deg,var(--navy) 0%,var(--navy-deep) 100%);color:var(--white);padding:48px 0 72px}
.hero-grid{display:grid;grid-template-columns:1fr;gap:36px}
@media(min-width:900px){.hero-grid{grid-template-columns:1.05fr .95fr;align-items:start}}
.eyebrow{display:inline-block;background:rgba(245,166,35,.15);color:var(--amber);font-weight:700;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;padding:6px 12px;border-radius:999px;margin-bottom:18px}
.hero h1{font-family:var(--font-display);font-weight:800;font-size:clamp(1.9rem,4.5vw,2.9rem);line-height:1.12;margin-bottom:16px}
.hero h1 em{font-style:normal;color:var(--amber)}
.hero .sub{color:#C6D1DC;font-size:1.08rem;max-width:34rem;margin-bottom:24px}
.hero-points{list-style:none;display:grid;gap:10px;margin-bottom:8px}
.hero-points li{display:flex;gap:10px;align-items:flex-start;color:#E4EAF0;font-size:1rem}
.hero-points .tick{flex:none;width:22px;height:22px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;font-size:.75rem;font-weight:800;margin-top:2px}

/* Quiz card */
.quiz-card{background:var(--white);color:var(--ink);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden}
.quiz-head{background:var(--amber);color:var(--navy-deep);padding:16px 22px;font-family:var(--font-display);font-weight:800;font-size:1.12rem;letter-spacing:.01em}
.quiz-body{padding:22px}
.progress-track{height:8px;background:var(--line);border-radius:999px;margin-bottom:6px;overflow:hidden}
.progress-fill{height:100%;width:0;background:var(--green);border-radius:999px;transition:width .3s ease}
.progress-label{font-size:.78rem;color:var(--ink-soft);margin-bottom:16px}
.q-title{font-family:var(--font-display);font-weight:700;font-size:1.25rem;line-height:1.3;margin-bottom:16px}
.options{display:grid;gap:10px}
.opt-btn{display:block;width:100%;text-align:left;background:var(--paper);border:2px solid var(--line);border-radius:10px;padding:14px 16px;font-family:var(--font-body);font-size:1.02rem;font-weight:600;color:var(--ink);cursor:pointer;transition:border-color .15s,background .15s}
.opt-btn:hover{border-color:var(--amber)}
.opt-btn:focus-visible{outline:3px solid var(--amber);outline-offset:2px}
.opt-btn.selected{border-color:var(--green);background:#EDF7F1}
select.state-select{width:100%;padding:14px 16px;border:2px solid var(--line);border-radius:10px;font-size:1.02rem;font-family:var(--font-body);color:var(--ink);background:var(--white)}
.field{margin-bottom:14px}
.field label{display:block;font-weight:700;font-size:.9rem;margin-bottom:6px}
.field input{width:100%;padding:14px 16px;border:2px solid var(--line);border-radius:10px;font-size:1.02rem;font-family:var(--font-body)}
.field input:focus-visible,select.state-select:focus-visible{outline:3px solid var(--amber);outline-offset:1px;border-color:var(--amber)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.78rem;color:var(--ink-soft);margin:14px 0}
.consent input{margin-top:3px;flex:none;width:16px;height:16px}
.quiz-nav{display:flex;gap:10px;margin-top:18px}
.btn{font-family:var(--font-display);font-weight:800;font-size:1.02rem;border:none;border-radius:10px;padding:14px 22px;cursor:pointer;letter-spacing:.01em}
.btn-next{background:var(--green);color:#fff;flex:1}
.btn-next:hover{filter:brightness(1.06)}
.btn-back{background:var(--paper);color:var(--ink-soft);border:2px solid var(--line)}
.btn:focus-visible{outline:3px solid var(--navy);outline-offset:2px}
.err{color:#B4231F;font-size:.85rem;margin-top:10px;display:none}
.err.show{display:block}
.quiz-done{text-align:center;padding:16px 4px}
.quiz-done .big-tick{width:56px;height:56px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;font-size:1.6rem;font-weight:800;margin:0 auto 16px}
.quiz-done h3{font-family:var(--font-display);font-size:1.35rem;margin-bottom:8px}
.quiz-done p{color:var(--ink-soft)}

/* Trust strip */
.trust{background:var(--white);border-bottom:1px solid var(--line);padding:22px 0}
.trust .container{display:flex;flex-wrap:wrap;gap:18px 36px;justify-content:center;align-items:center}
.trust-item{display:flex;gap:10px;align-items:center;color:var(--ink-soft);font-weight:600;font-size:.95rem}
.trust-item .dot{width:10px;height:10px;border-radius:50%;background:var(--amber);flex:none}

/* Sections */
.section{padding:64px 0}
.section h2{font-family:var(--font-display);font-weight:800;font-size:clamp(1.5rem,3vw,2.1rem);text-align:center;margin-bottom:10px}
.section .lede{text-align:center;color:var(--ink-soft);max-width:40rem;margin:0 auto 40px}
.steps{display:grid;gap:22px}
@media(min-width:800px){.steps{grid-template-columns:repeat(3,1fr)}}
.step{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.step .num{font-family:var(--font-display);font-weight:800;font-size:.85rem;color:var(--amber-dark);letter-spacing:.12em;text-transform:uppercase;margin-bottom:10px}
.step h3{font-family:var(--font-display);font-size:1.2rem;margin-bottom:8px}
.step p{color:var(--ink-soft);font-size:.97rem}
.band{background:var(--navy);color:var(--white);text-align:center;padding:56px 0}
.band h2{font-family:var(--font-display);font-weight:800;font-size:clamp(1.4rem,3vw,2rem);margin-bottom:10px}
.band p{color:#C6D1DC;margin-bottom:24px}
.band .btn-cta{display:inline-block;background:var(--amber);color:var(--navy-deep);text-decoration:none;font-family:var(--font-display);font-weight:800;font-size:1.1rem;padding:16px 34px;border-radius:10px}
.band .btn-cta:hover{background:var(--amber-dark)}

/* FAQ */
.faq{max-width:46rem;margin:0 auto;display:grid;gap:12px}
.faq details{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:16px 20px}
.faq summary{font-weight:700;cursor:pointer;font-size:1.02rem}
.faq p{margin-top:10px;color:var(--ink-soft);font-size:.97rem}

/* Footer */
.site-footer{background:var(--navy-deep);color:#93A3B3;padding:44px 0 30px;font-size:.8rem;line-height:1.6}
.site-footer a{color:#C6D1DC}
.footer-links{display:flex;flex-wrap:wrap;gap:16px;margin-bottom:20px}
.footer-disclaimer p{margin-bottom:12px}
.footer-copy{margin-top:20px;border-top:1px solid rgba(255,255,255,.12);padding-top:16px}

/* Legal pages */
.legal{max-width:46rem;margin:0 auto;padding:48px 20px 72px}
.legal h1{font-family:var(--font-display);font-size:2rem;margin-bottom:6px}
.legal .updated{color:var(--ink-soft);font-size:.9rem;margin-bottom:28px}
.legal h2{font-family:var(--font-display);font-size:1.25rem;margin:28px 0 10px}
.legal p,.legal li{color:var(--ink);font-size:.98rem;margin-bottom:12px}
.legal ul{padding-left:22px;margin-bottom:12px}
textarea.free-text{width:100%;padding:14px 16px;border:2px solid var(--line);border-radius:10px;font-size:1.02rem;font-family:var(--font-body);color:var(--ink);resize:vertical;min-height:110px}
textarea.free-text:focus-visible{outline:3px solid var(--amber);outline-offset:1px;border-color:var(--amber)}